About the hourly to salary calculatorThe standard conversion multiplies your hourly rate by 2,080, the hours in a 40-hour week over 52 weeks. At $25 an hour that is $52,000 a year, $4,333.33 a month, $2,000 every two weeks and $1,000 a week. Real schedules differ: two unpaid weeks off bring the year to 2,000 hours and $50,000, while paid vacation, sick days and holidays do not reduce your pay but do lower the hours you actually work, so each worked hour is worth more than the headline rate. The calculator handles all of that, converts any period back to an hourly rate, and lets you add the value of benefits and bonus.
Overtime follows the Fair Labor Standards Act: non-exempt employees get at least one and a half times their regular rate for hours over 40 in a workweek. At $20 an hour, a 50-hour week pays 40 x $20 + 10 x $30 = $1,100. Shift differentials count toward the regular rate, so the tool computes the premium on the rate with the differential included. Some states add daily overtime or double time, which is not modeled.
The take-home tab estimates what you keep using 2026 federal rules from IRS Revenue Procedure 2025-32: a $16,100 standard deduction for single filers ($32,200 married filing jointly, $24,150 head of household) and seven brackets from 10% to 37%. Payroll taxes follow the IRS and SSA figures: Social Security at 6.2% up to a $184,500 wage base, Medicare at 1.45% on everything, and 0.9% Additional Medicare above $200,000 (single or head of household) or $250,000 (married filing jointly). A traditional 401(k) and employee health premiums lower income tax, and health premiums also lower FICA, while 401(k) deferrals do not. For example, a single filer in Texas earning $52,000 pays about $4,060 federal income tax and $3,978 FICA, and takes home about $43,962, or $3,663.50 a month.
State tax is an input, not a lookup: nine states do not tax wages (Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington and Wyoming), and for the others you enter an effective percentage of your gross pay. The estimate ignores credits, dependents, local taxes and state payroll contributions, so it is a planning tool, not tax advice. The last tab works backwards, finding the hourly rate that reaches a gross or take-home goal.