Brazil Legal Rate Cc Art 406
This guide covers what really matters in brazil Legal Rate Cc Art 406: concepts, context, limits and interpretations that often cause confusion.
The central topic is brazil Legal Rate Cc Art 406, the value is in understanding the correct interpretation, not only repeating a result.
Applying a single rate or index to the entire period without segmenting by the legal timeline (ADC 58, Lei 14.905, EC 113, STJ Tema 1.368). The fix usually starts by segment the period by regime, use factors from official tables (CSJT, CJF, TJSP/DEPRE) as the primary source and expose the index, factor and legal basis line by line in the calculation record..
The Legal Rate (from 30/08/2024) is SELIC minus projected IPCA-15, i.e. only the real interest. SELIC includes monetary correction + interest in one number and was used as a single index until 29/08/2024.
The main point is understanding brazil Legal Rate Cc Art 406 in the right context instead of treating one isolated value as a complete answer.
The most critical limitation is confusing a support tool with a definitive judicial calculation, verification against official tables and sign-off by a qualified professional are irreplaceable.
Cross-check brazil Legal Rate Cc Art 406 with source, conventions, freshness and practical goals before taking action.
⚠️ Educational estimate. Confirm Legal Rate values in BCB monthly communications (bcb.gov.br).
| Month | Month's rate | Month's interest |
|---|---|---|
| 2024-08 | 0.6053% | R$ 60,53 |
| 2024-09 | 0.6762% | R$ 67,62 |
| 2024-10 | 0.7042% | R$ 70,42 |
| 2024-11 | 0.3859% | R$ 38,59 |
| 2024-12 | 0.1719% | R$ 17,19 |
| 2025-01 | 0.5894% | R$ 58,94 |
| 2025-02 | 0.9022% | R$ 90,22 |
| 2025-03 | 0.0000% | R$ 0,00 |
| 2025-04 | 0.3220% | R$ 32,20 |
| 2025-05 | 0.6232% | R$ 62,32 |
| 2025-06 | 0.7760% | R$ 77,60 |
| 2025-07 | 0.8349% | R$ 83,49 |
| 2025-08 | 0.9426% | R$ 94,26 |
| 2025-09 | 1.3060% | R$ 130,60 |
| 2025-10 | 0.7364% | R$ 73,64 |
| 2025-11 | 1.0938% | R$ 109,38 |
| 2025-12 | 0.8510% | R$ 85,10 |
| 2026-01 | 0.9675% | R$ 96,75 |
| 2026-02 | 0.9622% | R$ 96,22 |
| 2026-03 | 0.1557% | R$ 15,57 |
| 2026-04 | 0.7687% | R$ 76,87 |
| 2026-05 | 0.1983% | R$ 19,83 |
| 2026-06 | 0.4506% | R$ 45,06 |
| 2026-07 | 0.0000% | R$ 0,00 |
1 competência(s) sem dados na série da Taxa Legal (SGS 29543). Série disponível até 2026-06. Confirme os valores nos Comunicados mensais do BCB.
Legal basis: CC art. 406 (Law 14.905/2024); CMN Res. 5.171/2024 (simple interest, zero floor); BCB SGS series 29543.